It was interesting to others

Social Media

Home » Insured Event » For Natural Persons » Insurance of Public Liability and Expenses of Persons who Have the Right to Use Housing Premises

Insurance of Public Liability and Expenses of Persons who Have the Right to Use Housing Premises

 

In case of occurrence of the insured event we kindly ask you:


  • to take all reasonable measures in order to prevent from or reduce the size of damage;
  • to follow all recommendations of the representatives of our company;
  • to inform us about the damage caused to victims within 3 business days from the event occurred, at the latest;
  • if the damage was caused by fire, explosion, accident, to file the application to the appropriate competent authorities (Ministry of Emergency Situations, etc.) at the first opportunity;
  • to file applications to the housing operation organization servicing this house for all facts of destruction of or damage to dwelling units and property in apartment buildings;
  • to inform the victims about the necessity to leave the destructed, damaged property at the state it is after the event occurred, till arrival of our representative. It is admissible to make alterations, if it is caused by safety, reduction of the damage size or on the expiration of 5 business days after notification to our company about the event;
  • to ensure the possibility to inspect the destructed, damaged property, to find the reasons and circumstances of destruction, damage, size of the harm, possibility to the check the circumstances, nature and volume of the damage by the representatives of our company, to present the necessary information and documentation, as well as to ensure participation of our company in any commissions established with the aim to define the reasons, circumstances and size of the harm;
  • not to indemnify the damage, not to acknowledge any claims raised against you partially or in full, not to assume any obligations to settle claims of victims without agreement with our company;
  • in the cases when reimbursement of the legal costs is stipulated by the insurance contract, to agree the necessity to refer the cases for disputes with victims related to establishment of circumstances, nature and size of the harm, to the court, with us beforehand.

 

When applying to our company, we ask you to submit the written application for the insurance payment with the following documents enclosed:

 

  • the document proving your identity;
  • documents proving the right of ownership or any other legal right for the property destructed or damaged;
  • in case of harm to health of the victim:
  • documents from medical institutions or other organizations proving the fact of harm to the victim;
  • documents proving the size of the expenses incurred in relation to treatment of the victim (medical comment from medical institution in charge; opinion of the Medical Rehabilitation Expert Commission on necessity in sanatorium-and-spa treatment, preparation to other profession, assisted care);
  • in case of establishment of disability: certificated from the Medical Rehabilitation Expert Commission on degree of loss of general (occupational) working ability, documents necessary for calculation of earnings (income) lost in consequence of the impaired health (certificate from the place of employment of the victim about its average earnings), other documents what are necessary for calculation of the harm size in accordance with the laws);
  • in case of death of the victim:
  • copy of the death certificate of the victim;
  • certificate of the family composition of the victim;
  • copy of the pension certificate or the similar document on award of survivor benefit;
  • documents for burial;
  • documents proving the right of inheritance;
  • documents necessary for calculation of reimbursement of the share of the earnings (income) of the dead person what is due to the persons having the right for indemnification in case of the breadwinner's death (the certificate from the place of employment of the victim about its average earnings, etc.), documents proving the expenses for repatriation;
  • other documents what are necessary for calculation of the harm size in accordance with the laws.
Print    Feedback

Search

News

Quick Link